Habitat for Humanity works with families earning between 20% – 80% of the area median income. Families are accepted into the Habitat program based on their need, ability to pay, and their willingness to partner. Applicants must be residents of Bexar County. Once accepted, first time homebuyers are eligible to buy a home from Habitat with a 20 – 25 year zero percent interest mortgage. Families spend a minimum of 300 hours investing in “sweat equity” where they support and help build their own home and the homes of their neighbors. Monthly payments average $675 (including taxes and insurance). Habitat offers Home Ownership Readiness Training. It provide a comprehensive education program covering significant home ownership related topics, from money management to home repairs, to families pre-qualified for their home building program. Look for upcoming information on our SEAS Habitat Project. The Excitement is BUILDING!